This page is for homeowners (you own 100% of your home).
There’s different guidance for shared owners.
You can usually rent out your home (known as subletting), but you need our permission first.
Before you request permission, you need to:
- Understand the rules on subletting and being a landlord.
- Get the required documents.
Rules around subletting
Your tenant must sign an assured shorthold tenancy agreement, which lasts for at least 6 months.
You should read the following information on GOV.UK to make sure you’re following the law:
We’ll only communicate with you, not the tenant. This means you’re still responsible for reporting communal repairs and paying your service charge.
You can’t rent out your home as an Airbnb or house in multiple occupation (HMO).
Get the required documents
You need the following documents before you contact us:
- An electrical safety certificate (EICR)
- A gas safety certificate (if your home has a gas supply).
- The letter from your mortgage lender giving you permission to sublet.
You may also need a ‘property licence’ from your local council, which gives you permission to rent out your home. Not all councils require a licence. Check with your local council to see if you need one.
Request permission to sublet
You will need to pay a £90 admin fee if we give you permission.
If you have any questions about subletting, contact us online.